For your reference
  Social welfare
     

Key figures in France

€8.71: hourly SMIC (French minimum wage) as of August 1, 2008

€1.1480: Value of ARRCO pension
point as of April 1, 2007

€0.4073: Value of AGIRC pension
point as of April 1, 2007

€13.5091: ARRCO reference wage
(in 2007)

4.7125: AGIRC reference wage
(in 2007)

€33,276: Social Security annual
ceiling (in 2008)

€2,773: Social Security monthly
ceiling (in 2008)

 
     
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Our serious commitment
  Social welfare  
  Social welfare has been an integral part of pension institutions since their founding. Besides providing pension services, the AGIRC and ARRCO schemes have implemented principles of solidarity, expressed through the social welfare offered by complementary pension funds.
Social welfare applies not only to retirees but also to workers, unemployed persons, handicapped persons, and their families.
 
 
NOVALIS' role :
 
  NOVALIS continuously nurtures social welfare on a daily basis and actively supports its participants and their families for the duration of their professional lives or their retirement.
We offer comprehensive services: we listen, advise, orient and support customers; and we provide customized financial aid, housing loans, and higher education stipends, among others.
 
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