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Values based in solidarity

For your reference

We apply solidarity, commitment and obligation to respond to each case with quality service


	NOVALIS key figures as of December 31, 2006: -- Personnal health insurance: 14,000 member companies 590,000 workers and retirees 700 million euros in contribution -- Pensions : 67,000 member companies 2,300,000 workers and retirees 3,500 million euros in contributions

Solidarity, commitment, obligation

NOVALIS' deeply rooted values work in tandem with companies to protect working and retired participants at every moment of their lives.

NOVALIS :
	is the 5th largest social insurance group in France
	comprises 6.26 % of the ensemble AGIRC/ARRCO
	carries out more than 11% of AGIRC's operations

NOVALIS also includes:

Nonprofit organizations (regulated by the Law of 1901), where cash contributions are redistributed in the form of benefits.

Equal and joint management, whereby employee and employer representatives occupy an equal number of seats on the boards of directors of NOVALIS institutions.

Rigorous management, thanks to our know-how and stringent methods.

Teams of NOVALIS advisors near you, in every region of France, who are ready to respond to your needs and plans.